ALL CONTRACTS/OFFERS ARE SUBJECT TO OneWest Bank Mortgage Servicing, a division of CIT Bank, N.A. SENIOR MANAGEMENT APPROVAL AND ANY OFFERS OR COUNTER OFFERS BY OneWest Bank Mortgage Servicing, a division of CIT Bank, N.A. ARE NOT BINDING UNLESS THE ENTIRE AGREEMENT IS RATIFIED BY ALL PARTIES THERE IS A $75.00 BUYER PAID DOC FEE PAID AT CLOSING